Onboarding · 12 min · −71% · DORA · 14 wks
Plate 01 · ONBOARDING
Digital KYC onboarding with iDIN and AML screening
12 min average onboarding (was 3 days)
Industry: finance & fintech
Finance & fintech: compliance-ready software in weeks.
Compliance belongs in the architecture, not in the delay. We build fintech platforms, KYC onboarding, PSD2 and payment integrations and client portals for advisors, with audit trails and DORA-ready documentation from the first sprint. Senior-only, fixed price, live in weeks.
Dashboard
— Finance & fintech
Fintech software, KYC onboarding and client portal development
DORA since January 2025, AML screening under the Dutch Wwft, PSD2 SCA, GDPR and soon NIS2 and PSD3: every feature in finance drags a compliance file along. Development capacity is scarce, the CTO has two open vacancies and the roadmap keeps slipping. Advisors face something else: a digital mortgage lender gives an indication in 3 minutes and books an appointment, while their own site is still a contact form.
RABZI delivers a senior product team that knows the financial rules and writes compliance-ready code. Fintech MVPs and platforms with security by design, audit trails and documentation that holds up in a DORA audit. Digital onboarding with iDIN, Ockto, Onfido or Signicat, e-signature and AML screening via Company.info. Open banking and payment integrations with Tink, Mollie, Adyen, Stripe and Twikey.
For mortgage and insurance advisors we build lead funnels with calculators, an appointment scheduler and a client portal with HDN or ANVA integration. Fixed price, fixed date, EU cloud and an architecture sketch in the first week, so the compliance officer signs off before the first line of code.
- DORAready documentation at delivery
- EUcloud, hosting and data storage
- 6–12 wksfrom intake to MVP live
- 12+payment, KYC and banking integrations
— Sound familiar?
Finance & fintech: what we see.
Compliance pressure slows down every feature
We build audit trails, role-based access, logging and documentation as part of every sprint, so DORA, AML and GDPR are not a separate phase but evidence that grows automatically.
Customers drop off at identification and document upload
We build an onboarding flow with iDIN, Ockto or Onfido, automatic document recognition and e-signature in one mobile session, so KYC takes minutes instead of days and drop-off measurably falls.
Advisors lose leads to online comparison sites
We build a lead funnel with calculators, an instant indication and an appointment scheduler, connected to HDN or ANVA and your CRM, so a visitor knows where they stand in 3 minutes and you are the first to call.
Separate systems without a single source of truth
We build an integration layer between CRM, advisory software, bank APIs and accounting with one data model, so reports to AFM or DNB come out of the system instead of a spreadsheet.
Time-to-market of an MVP too long, agencies do not know the rules
We build a launch-ready fintech MVP in weeks with payment and bank integrations, security by design and EU cloud, so you test with real customers while the competition is still looking for a vendor.
A website that does not convince enterprise customers and investors
We build brand and website with the precision financial customers expect, clear and without noise, with security and compliance pages that speed up due diligence, so trust starts before the first meeting.
— What we build for you
What we build for you.
Fintech platform and MVP
Web and mobile platforms with security by design, audit trails and DORA-ready documentation. Launch-ready in weeks, built for real customers and due diligence.
from €12,500
Read more
KYC onboarding and integration layer
Digital onboarding with iDIN, Ockto, Onfido or Signicat, e-signature and AML screening. Open banking and payment integrations with Tink, Mollie, Adyen, Stripe and Twikey.
from €12,500
Read more
DORA, AML and GDPR in the architecture
Encryption, role-based access, logging and retention designed into the data model. Documentation that holds up in an AFM, DNB or investor audit.
from €1,250
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EU cloud with CI/CD and monitoring
Infrastructure in the EU, automated deployments, monitoring and backups. Continuity and outsourcing documented the way DORA requires.
from €4,950
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AI for documents and reporting
Document classification, risk flagging, customer communication and reports for AFM and DNB. Automation within your regulator’s boundaries.
from €2,950
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Brand and website that build trust
Design with the precision financial customers and investors expect: clear, fast, no noise. With security and compliance pages that speed up due diligence.
from €3,950
Read more
MollieAdyenStripeTwikeyiDINOcktoOnfidoSignicatHDNANVATinkCompany.info
Integrations we work with
— Our approach
How we approach it.
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01
A 30-minute technical intake
Roadmap, regulatory framework and current stack on the table. Within a week there is an architecture sketch with data model, integrations and compliance controls, before a line of code exists.
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02
Compliance in the architecture
Audit trails, encryption, role-based access, logging and retention are designed into the data model. We write the documentation for DORA, AML and the DPIA alongside the build.
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03
Senior-only, with pace
No junior team in training on your project. You work with the maker, in 2-week sprints with a demo on Friday. An MVP is ready in 6 to 12 weeks, an onboarding flow in 4 to 8.
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04
Proven building blocks, no bank of our own
Payments via Mollie, Adyen or Stripe, identification via iDIN or Onfido, open banking via Tink. We build the layer that connects them and sets your product apart, not what already exists.
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05
Ownership and continuity
Code, infrastructure and documentation are yours, with CI/CD, monitoring and an SLA. A technical due diligence by investors brings no surprises.
— Work
Relevant work
— Frequently asked questions
Questions about finance & fintech.
01How much does fintech app or platform development cost?
A web platform or client portal starts from €12,500 excl. VAT, a fintech MVP with onboarding, payments and admin from €24,500, a mobile app from €15,000. A KYC onboarding flow with iDIN, Ockto or Onfido and e-signature starts from €9,500, a security audit and hardening from €1,250, brand and website from €3,950. Fixed price and fixed date up front; continued development in a Continuous model from €3,950 per month.
02How long does it take to build a fintech MVP?
A launch-ready MVP with onboarding, payment or bank integration, admin and documentation is ready in 6 to 12 weeks. A KYC flow on its own in 4 to 8 weeks, a client portal for advisors with HDN or ANVA integration in 6 to 10. The first week produces an architecture sketch and a compliance overview, so the compliance officer and any regulator look in early and bring no surprises at the end.
03Can you build a PSD2 integration or KYC onboarding with iDIN, Ockto and Onfido?
Yes. For identification and KYC we integrate iDIN, Ockto, Onfido and Signicat, for signing ValidSign or Signicat, for AML screening Company.info. For open banking we use Tink or Enable Banking as licensed AISP, for payments Mollie, Adyen and Stripe, for SEPA direct debit Twikey. Advisory software connects via HDN and ANVA. We build the layer that connects these building blocks to your product; for most use cases you do not need a license of your own.
04How do you make sure software complies with DORA, AML and GDPR?
By putting the requirements into the design. Audit trails on every transaction and change, role-based access, encryption at rest and in transit, logging and retention according to your retention periods, hosting in the EU. At delivery you receive the documentation DORA asks for: ICT risk register, outsourcing register, incident procedure and continuity plan, plus the DPIA for GDPR. A penetration test through a certified partner is completed before launch.
05Do you also build a client portal and lead funnel for mortgage or insurance advisors?
Yes. For advisory firms we build a website with calculators for maximum mortgage or premium, an instant indication and an appointment scheduler, connected to your CRM. Behind it, a client portal where clients upload documents, follow the progress of their application and sign digitally, connected to HDN for mortgage messaging or ANVA for insurance. A website starts from €4,950, a portal from €12,500.
— Knowledge
Keep reading
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Roadmap full, capacity scarce?
Request the free industry scan: in a 30-minute technical intake we review roadmap, stack and regulatory framework and send an architecture sketch or funnel mockup as the first deliverable. No strings attached. Even if we do not end up working together, you leave with honest advice.